How much should retirees have invested in the stock market?

The stock market has been on a tear for much of the past decade, with annualized returns of about 12 percent through the end of July 2023. At the same time, interest rates have hovered near record lows over the past 10 years, which may have caused stock allocations to increase in retirees’ portfolios as investors chased higher returns in the stock market.

So how much should you have invested in stocks once you’re retired? Here’s how to think about asset allocation during retirement and the risks of having too much allocated to equities. Learn more

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