by Robert Sechrist | Apr 24, 2023 | blog, retirement
It’s never too late to start laying the financial groundwork for your future “In a perfect world, we would all begin saving [for retirement] from the time we receive our first paycheck,” says Nicole Gopoian Wirick, a certified financial planner (CFP) in Birmingham,...
by Robert Sechrist | Apr 17, 2023 | financial planning, retirement
— anything can happen When planning for retirement, have a backup plan (or two). Plans can go awry, so having a backup (or two) is always a good idea — especially when it involves your retirement. Retirement Tip of the Week: Don’t only plan retirement as you’d like...
by Robert Sechrist | Apr 10, 2023 | blog, estate
It can be easy to overlook, but an estate plan is essential for nearly everyone, whether you have a lot of money or just a little. An estate plan tells your heirs and the courts how to divide up your assets, but it also helps protect your loved ones from unnecessary...
by Robert Sechrist | Apr 3, 2023 | financial planning
An emergency fund can give you the peace of mind of knowing that no matter what happens, you have money saved up that can help you get by without having to take on debt. But how much do you actually need in this fund given the high cost of living in 2023? And are...
by Robert Sechrist | Mar 27, 2023 | financial planning, Investments, retirement
Pre-tax vs. Roth 401(k): Deciding which to use for retirement is trickier than you think KEY POINTS The choice between pre-tax and Roth 401(k) contributions may be trickier than you expect, financial experts say. While pre-tax 401(k) deposits offer an upfront tax...
