Here’s the best time to redeem Series I bonds to maximize your interest

KEY POINTS

If you want to sell your Series I bonds within five years, it’s important to consider the timing of the three-month interest penalty to maximize your earnings.
Your I bond yield adjusts every six months based on your purchase date, not the U.S. Department of the Treasury’s rate adjustment.
And you won’t earn interest for the current month until the next one begins. Learn more

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